Friday, April 4, 2008

History of Public Mutual

Public Mutual Berhad (Public Mutual) is the largest private unit trust company in Malaysia and currently manages 58 funds with total NAV of more than RM28.4 billion for more than 1,650,000 accountholders. Incorporated in July 1975, Public Mutual began its operations in 1980 with the launch of the Public Savings Fund, and soon went on to become an industry leader and setting forth new trends in innovative fund development.

Market Share And Distribution
Public Mutual anchors 36.38 percent market share in private unit trust funds when measured by net asset value (as at 30 August 2007. source:The Edge-Lipper, 17 September 2007).

Public Mutual markets its funds through its dedicated and trained unit trust consultants force which is currently the largest and collectively the most productive in the entire private unit trust industry. Public Mutual is linked extensively through its national network of branches, as well as agency offices to provide better service to the investors.

In addition, investors of Public Mutual can also take advantage of Public Bank branches that act as effective collections centres for Public Mutual.


Financial Strength And Track Record
Public Mutual as a wholly-owned subsidiary of Public Bank subscribes readily to the Group's excellence-oriented corporate culture and high standards of financial integrity in the management of its unit trust funds.

Public Mutual is also the most awarded unit trust fund manager in Malaysia. Public Mutual is the biggest winner at The Edge-Lipper Malaysia Fund Awards 2007 and The Star/Standard & Poor's Investment Fund Awards Malaysia 2007, having won a total of 21 awards from both occasions. Public Mutual was named Best Fund Manager in Asia 2006 by the Failaka Advisors, Dubai – a recognised world leader in the field of Islamic Funds research. They stand as the benchmark for excellence in the field of Islamic fund management and represents a high-water mark for award winners. These victories also bring Public Mutual's medal tally to 100 awards since 1999.

Customer Service
Public Mutual is committed to excellent customer service. Our strong commitment to achieve this objective is through constant surveillance of customer satisfaction through our Customer Service Department and Mutual Gold (Priority Service). Public Mutual has invested heavily in Information Technology (IT) in order to provide a convenient and effective business environment for its investors.

Public Mutual is also dedicated to building capable and professional personnel to ensure we achieve service excellence. With this is mind, Public Mutual constantly provides sound guidance and professional education to our unit trust consultants and staff to ensure that they become experts in providing excellent service and qualified financial consultation.

Tuesday, April 1, 2008

Representing…… Public Mutual Unit Trust

Public Mutual merupakan syarikat yang bernaung dibawah Public Bank yang telah menjalankan operasi pelaburan yang menyelusupi seluruh dunia dengan menawarkan pelbagai faedah dan perkhidmatan yang menepati kehendak generasi masa kini. Berkonsepkan amanah, syarikat ini telah menduduki di kedudukan yang pertama dalm urusniaga pelaburan dengan menerima lebih daripada 100 buah anugerah sejak awal penubuhannya…..
Kini, Public Mutual telah dikenali sebagai sebuah syarikat unit trust yang menduduki ranking yang pertama dimalaysia dan menjadi best islamic fund in asia....

Investment UNIT TRUST adalah satu pelaburan jangka masa panjang yang mampu memberi pulangan yang jauh lebih baik berbanding dengan ASB, ASN, ASW atau mane mane syarikat pelaburan yang ditawarkan oleh institusi kewangan masa kini. Oleh itu UNIT TRUST telah menawarkan jenis pelaburan yang mampu memberikan pulangan yang lumayan sehingga 28% kepada pelabur-pelabur yang bernaung dibawah sayapnye….. ahakkkkksssss….. caya la…..!!!!!!!!!!!!!!!!!!!!!!


TAHUKAH ANDA?
Ramai rakyat Malaysia kini tertipu dengan pelaburan-pelaburan yang haram di sisi undang-undang Malaysia, dengan harapan mendapat keuntungan yang besar dalam jangka masa yang singkat. Sedangkan kerajaan telah membuka ruang dan platform pelaburan yang halal dan sah di sisi undang-undang….
Pelaburan unit trust boleh dilakukan dengan 3 cara iaitu :
1. Tunai
2. Epf
3. Potongan Gaji Bulanan (TopUp)


Public Mutual menawarkan banyak pilihan dana islam yang menepati shariah seperti berikut:
  • Public Ittikal fund (PITTIKAL)
  • Public Islamic Equity Fund (PIEF)
  • Public Islamic Opportunities Fund (PIOF)
  • Public Islamic Dividen Fund (PIDF)
  • Public Asia Ittikal Fund (PAIF)
  • Public Islamic Asia Dividen Fund (PIADF)
  • Public Islamic Balanced Fund (PIBF)
  • Public Islamic Bond Fund (PI BOND)
  • Public Islamic Enhanced Bond Fund (PIEBF)
  • Public Islamic Money Market Fund (PIMMF)
  • Public Islamic Asia Balanced Fund (PIABF)


Bila patut melabur dalam unit trust?
Jawapan paling mudah ialah secepat mungkin.
Jawapan agak panjang ialah setelah anda ada simpanan kecemasan (3-6 bulan gaji) dan mampu untuk melabur wang selebihnya di dalam tabung amanah @ unit trust. Semuanya bergantung kepada perancangan kewangan anda - gaya hidup, keutamaan, kemampuan anda serta strategi & attitude anda terhadap ganjaran-risiko.
Gaya hidup: Seorang bujang boleh melabur terus di dalam unit trust. Tetapi, bapa atau ibu berkeluarga mungkin akan menyertai pelan takaful dahulu - cumanya, sekarang dana-dana takaful juga di laburkan di dalam saham-saham tabung amanah (e.g. investment link pakej).
Keutamaan: Pelabur yang lebih arif mungkin mahu mempunyai pilihan di dalam memilih saham sendiri. Melabur di dalam tabung amanah bermaksud anda melepaskan tanggungjawab memilih pelaburan amanah anda kepada pengurus tabung amanah berkenaan. Ingatlah, ada pengurus yang baik dan ada yang lemah.
Kemampuan: Dana yang anda ada juga perlu dilaburkan dengan bijak mengikut keperluan masing-masing. Dapatkan nasihat tetapi buat keputusan sendiri kerana anda yang lebih tahu keperluan dan kemampuan anda. Strategi saya - mulakan walau sedikit kerana jika tidak cuba, saya tidak tahu bagaimana unit trust berfungsi. Selepas ada pengalaman dan mendalami sedikit sebanyak, saya mampu membuat keputusan yang lebih baik.
Ganjaran-risiko (risk-reward): Biasanya kita didedahkan dengan kata-kata “lebih tinggi risiko, lebih tinggi ganjarannya”. Didalam Islam, kita digalakkan untuk mencari ganjaran di akhirat dan juga di dunia. Bukan semata-mata kerana wang, tetapi setiap pelaburan kita mesti didasarkan di atas prinsip membantu kebajikan ummah, sosial dan ekonomi sesama islam dan masyarakat.
Antara tabung amanah yang popular sekarang ialah:- Public Ittikal Fund, CIMB Islamic Global Equity Fund, CIMB Islamic Asia Pacific Equity Fund, ASN, ASB dan lain-lain lagi.
Antara yang terbaru ialah tabung amanah yang melabur di China - Public China Ittikal Fund
if Intereted, just call me...


Name : MUHAMMAD SYAFIQ
Branch : Bangsar
No Hp : 012-5364579 @ 013-2464943
Email & YM :
fiqs_85@yahoo.com.my